How are property taxes calculated in Henderson County, NC?

Quick Answer: Henderson County property taxes are based on your home’s assessed value multiplied by the combined tax rate (county + municipality + districts). Bills are typically mailed in August and become delinquent after January 5 each year.

Who this applies to

Homeowners and investors in Henderson County, including single-family homes, condos, and townhomes. Agricultural/commercial property rules may vary.

How it’s calculated

  1. County establishes assessed value (most recent countywide reappraisal: 2023).
  2. Applicable exclusions (e.g., NC Homestead) reduce taxable value.
  3. County/City/School and special districts set annual rates (mills per $1,000).
  4. Final bill = (Assessed Value – Exclusions) × Total Rate + special assessments.

Deadlines & payments

  • Bills mailed: August
  • Payment window: through January 5 (penalties after this date)
  • Pay online, by mail, or in person.

What to watch for

  • New construction and permitted improvements can increase assessed value.
  • Appeal windows are short (often 30–45 days from notice).
  • Mortgage escrows can over/under-collect—reconcile annually.

Sources

Not sure how taxes affect your sale or purchase? Book a 15-minute consult or get a local valuation.

Mini-FAQ

What is a millage rate? It’s the tax per $1,000 of taxable value (e.g., 20 mills = $20 per $1,000).

Can my assessment change after I buy? Yes—if exemptions change or you improve the home.